Your 2026–27 end of financial year checklist

5 min read

The end of the financial year is a useful moment to step back and check your finances are working together. Here is a practical checklist to work through before 30 June.

Investments

  • Review whether your portfolio still matches your goals and risk profile.

  • Keep records of any investments you bought or sold during the year.

  • Talk to your accountant before making decisions for tax reasons alone.

Learn more about our investment advice.

Insurance

  • Check your levels of cover still suit your debts and family.

  • Ask your accountant whether any premiums are tax-deductible for you.

See our insurance and protection advice.

Children's savings

If you contribute to an investment bond, keep an eye on the 125% rule when planning next year's contributions. Read how the 10-year rule works.

Estate planning

A new financial year is a good reminder to check your will, powers of attorney and beneficiary nominations are up to date.

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A long-term portfolio built around your goals and comfort with risk.

General advice warning: this article is general information only and does not take into account your objectives, financial situation or needs. Consider seeking personal financial advice before acting on it.

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General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

Oak Tree Finance Pty Ltd (ABN 00 000 000 000) is a Corporate Authorised Representative (No. 000000) of Example Licensee Pty Ltd, AFSL 000000.

© 2026 Oak Tree Finance.

Friendly, fixed-fee financial planning for every stage of life.

Documents

Financial Services Guide

Privacy policy

Complaints

General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

Oak Tree Finance Pty Ltd (ABN 00 000 000 000) is a Corporate Authorised Representative (No. 000000) of Example Licensee Pty Ltd, AFSL 000000.

© 2026 Oak Tree Finance.

Friendly, fixed-fee financial planning for every stage of life.

Documents

Financial Services Guide

Privacy policy

Complaints

General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

Oak Tree Finance Pty Ltd (ABN 00 000 000 000) is a Corporate Authorised Representative (No. 000000) of Example Licensee Pty Ltd, AFSL 000000.

© 2026 Oak Tree Finance.