Investing when the headlines are noisy

5 min read

Every year brings headlines that make investors nervous. Interest rates, elections, global events and market swings can all make it tempting to change course. A long-term plan is designed with these moments in mind.

Start with your timeframe

Money you need in the next few years should usually be invested differently from money you will not touch for a decade. Matching investments to timeframes helps you ride out short-term swings.

Diversification is your friend

Spreading your money across different types of investments can help manage risk. It does not remove risk, but it can smooth the ride.

Have a plan for volatility before it happens

Decide in advance how you will respond to a fall in markets. Regular rebalancing can be a calm, rules-based way to stay on track.

Talk before you act

If headlines are keeping you up at night, talk it through first. Our investment advice is built for exactly these conversations. Thinking about retirement too? Read how to plan in the five years before.

Past performance is not a reliable indicator of future performance.

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General advice warning: this article is general information only and does not take into account your objectives, financial situation or needs. Consider seeking personal financial advice before acting on it.

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General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

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Friendly, fixed-fee financial planning for every stage of life.

Documents

Financial Services Guide

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Complaints

General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

Oak Tree Finance Pty Ltd (ABN 00 000 000 000) is a Corporate Authorised Representative (No. 000000) of Example Licensee Pty Ltd, AFSL 000000.

© 2026 Oak Tree Finance.

Friendly, fixed-fee financial planning for every stage of life.

Documents

Financial Services Guide

Privacy policy

Complaints

General advice warning: The information on this website, including the compound growth calculator and articles, is general in nature and does not take into account your objectives, financial situation or needs. Before acting on it, consider whether it is appropriate for you and read any relevant Product Disclosure Statement or Target Market Determination. Consider seeking personal financial advice.

Oak Tree Finance Pty Ltd (ABN 00 000 000 000) is a Corporate Authorised Representative (No. 000000) of Example Licensee Pty Ltd, AFSL 000000.

© 2026 Oak Tree Finance.